Formulation

Each investment portfolio, whether for the individual or the institutional investor, requires a well-defined investment policy to successfully fulfill financial goals over the long-term.

As independent investment professionals, we are available to work closely with our clients and their advisors to establish a suitable investment policy. In this process, items such as risk, expected rates of return, cash flow requirements and time horizons are discussed to formulate guidelines by which each investment portfolio will be managed. Specifically, it is this phase of the investment management process which dictates the general allocation of investment funds to the various asset classes (i.e., equities, fixed income, and cash). Consequently, these guidelines serve as a benchmark to realistically evaluate future investment performance.